FAQs

Yes or No with applicable details

The answer should list the various loans that you offer and include text links to your loan page and your rates page. You can also include a link to your secure online loan application.

The answer should describe the options, including online, telephone teller, and in-person.

No. The credit bureau does not allow us to give out copies of the report. You can request a free copy of your credit report by visiting AnnualCreditReport.com.

Yes or No with applicable details

Yes or no with details as applicable

Yes or no with details as applicable

The answer should include all of the methods that can be used, including in-person and online. Include a link to your secure online loan application.

The federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year. You can request a free copy of your credit report by visiting AnnualCreditReport.com.

According to the Federal Trade Commission, the only authorized online source is at annualcreditreport.com. Consumers should be aware that there are many sites out there that claim to offer “free” credit reports but often charge you for another product if you accept the report.

To request your credit report by phone, call (877) 322–8228. To request your credit report by mail, write to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Do not contact the individual credit-reporting agencies.

Provide details and links to any form or application on your site.

Because the federal government requires that each of the three national credit-reporting agencies—Experian, Equifax, and TransUnion—gives you a free credit report every year, consider staggering the receipt of each of your credit reports. That way, you'll get a continuous picture of how your credit picture looks, because the three bureaus feed each other the latest information. You’ll also be able to clean up errors as you find them (because errors can drag down a credit score) and you'll also keep an eye on identity theft.

To get a free copy of your credit report, visit AnnualCreditReport.com.

A signature loan is a loan without material collateral such as a car or home. The maximum amount you can borrow is [dollar amount]. You can use this loan for just about any purpose. Click here to apply online for a signature loan. The last sentence should be a link to your credit union’s online loan application.