YourChecking Accounts
With a checking account from Your Community Credit Union you can save money in fees you could be paying elsewhere.
No matter what your needs, a checking account from Your Community Credit Union can help you realize your financial goals and dreams.
And if you need a checking line of credit, we offer that, too!
Premier Checking Account
Direct Deposit of Payroll / Pension / Social Security includes:
- No monthly service fee!
- No minimum balance
- FREE access to our online banking through homebanking@home
- Monthly statements – online banking via homebanking@home or U.S. mail
- FREE checks (basic style)
- FREE access to Audio Teller at (313) 555-1234 or (800) 555-9888
- Overdraft Privilege*
- SURCHARGE FREE CO-OP Network ATM/Debit transactions
- FREE online check images
Classic Checking Account
- FREE access to our online banking homebanking@home
- Monthly statements – through online banking homebanking@home or U.S. mail
- First 50 checks FREE (basic style)
- Minimum monthly balance of $300 or $2 monthly service fee applied
- Liberty Style Checks
- FREE access to Audio Teller at (313) 555-1234 or (800) 555-9888
- Overdraft Privilege*
- SURCHARGE FREE CO-OP Network ATM/Debit transactions
- FREE online check images
| FEE FREE CHECKING | PREMIER CHECKING | SENIOR PREMIER CHECKING | |
|---|---|---|---|
| Best for members who: | Want the simplest way to manage money, with no minimum balance. | Want to earn dividends for maintaining a higher daily balance. | 65 and over. |
| Minimum opening deposit: | $5.00 | $25.00 | $25.00 |
| Dividends: | N/A | 0.05% APY4 compounded and credit monthly | 0.05% APY4 counded and credited monthly |
| Minimum balance: | None | $1,000 daily balance (to avoid monthly service charge) | None |
| Monthly service charge: | None | $10.00 (if minimum balance is not met) | None |
| FEE FREE CHECKING | PREMIER CHECKING | SENIOR PREMIER CHECKING | |
|---|---|---|---|
| Best for members who: | Want the simplest way to manage money, with no minimum balance. | Want to earn dividends for maintaining a higher daily balance. | 65 and over. |
| Minimum opening deposit: | $5.00 | $25.00 | $25.00 |
| Dividends: | N/A | 0.05% APY4 compounded and credit monthly | 0.05% APY4 counded and credited monthly |
| Minimum balance: | None | $1,000 daily balance (to avoid monthly service charge) | None |
| Monthly service charge: | None | $10.00 (if minimum balance is not met) | None |
* Upon Qualification
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